PenBen Innovation At Pension & Benefit, we believe that one of the primary responsibilities for an employee benefit broker/consultant is to deliver innovative business solutions so that employers improve their opportunities to reduce their healthcare costs. In addition to the design, negotiation, consultation, implementation and maintenance responsibilities that are expected from employee benefit consultants, Pension & Benefit believes in fulfilling the employer’s critical need to consider innovative ways to lower healthcare expenditures. Our clients are able to receive added value from the Pension & Benefit partnership through the delivery of the following innovative services: HRIS, Technology and Payroll Solutions ERISA and Employee Benefit Risk Assessment Health & Wellness Program Customized Benefit Communication Materials Web-Based Benefit Surveys Employee Recognition Program Total Rewards Employee Statements Executive and Highly Compensated Employee Retirement Solutions Multi-Lingual Customer Call Center